The aftermath of a car accident is usually stressful and headache-inducing. Not only are you trying to recover from your injuries and probably experiencing a lot of pain and discomfort, but the other party’s insurance company is doing their best to reduce your chances of obtaining fair compensation. At first, most insurance adjusters might seem helpful, but keep in mind that their primary goal is to protect the interests of the insurance company they serve, which are certainly not aligned with what is best for you.
To accomplish this, insurance adjusters often try to get conversational with injured victims in an effort to elicit damaging answers. The best way to avoid this altogether is to turn down any requests for a recorded statement or signed medical authorizations allowing an unfettered look into all of your most private medical records. Of course, your words do not have to come in the form of a recorded statement in order for them to harm your personal injury case.
Read below to find out what you should never say or do while interacting with an insurance adjuster under any circumstances:
- Signing Paperwork: Never sign releases or authorizations for medical records without consulting with an attorney. Signing one release could end all of the legal rights you have with regard to an accident forever. They may even offer a few hundred dollars to induce you into signing a document. Never accept without first speaking with an experienced attorney. We are on standby to assist anyone in this situation.
- Opinions: Opinions and guesses are the wrong things to share with an insurance adjuster. Although it is in your best interests not to answer any of the adjuster’s questions, if you do, refrain from providing guesses or opinions. Stick to the facts instead.
- Apologies or acceptance of blame: Apologizing is a knee-jerk response for some and you might even feel bad enough regarding this whole situation that you might say something that sounds like an acceptance of blame. These are statements you need to stay away from since they will undoubtedly come back to haunt you later on and ruin your chances of obtaining the compensation you deserve. Remove the words “I’m sorry” from your vocabulary for the time being.
- Injuries and pain: The insurance adjuster will also ask about your injuries, including your symptoms, treatment you are receiving, and medication you are taking. You are not obligated to provide answers to any of these questions and, in fact, doing so will only be to their benefit and not yours.
If you are ever unsure of what is okay to say to an insurance adjuster, ask your personal injury attorney. He or she will be able to advise you on any other statements and facts you should never offer to an insurance adjuster.
In short, don’t say anything! An insurance adjuster’s loyalties are to their employer, the insurance company. Similarly, the insurance company’s loyalties are to their shareholders and owners and their duties to these people are to limit disbursements and make profits. They do not accomplish that by giving away more money than they absolutely must. It costs you nothing to consult with us and we will handle all communications. Even if we turn down your case, we will be happy to give you advice on how to handle it on your own with the insurance.
Speak to a Car Accident Attorney at Alpine Law Group Today!
A car accident can severely disrupt your life, resulting in pricey hospital bills, requiring you to take time off from work, and resulting in serious damage to your vehicle. With so much on your plate, you should not have to handle your car accident case on your own. Contact an attorney at Alpine Law Group for the legal assistance and fierce legal representation you need to obtain compensation. Our team has handled thousands of cases and recovered hundreds of millions of dollars on behalf of the wrongfully injured.
Contact our law firm today at (800) 984-4123 to schedule a complimentary case review with a knowledgeable member of our legal team and learn more about how we can help you during this difficult time.